FinStack
Islamic Embedded Finance Platform
Embed Islamic Finance Into Any Product
Banking-as-a-Service APIs that are Shariah-compliant by design. Launch accounts, cards, payments, and financing with just a few lines of code.
// Create a virtual account
const account = await finstack.accounts.create({
type: 'virtual',
currency: 'USD',
owner: {
type: 'individual',
kyc_id: 'kyc_abc123'
},
metadata: {
external_id: 'user_456'
}
});
// Returns: { id: 'acc_xyz789', iban: '...', status: 'active' }50+
API Endpoints
99.99%
Uptime SLA
<50ms
API Latency
15+
Countries
Complete Financial Infrastructure
Everything you need to embed Islamic banking and payments into your product. All APIs, one platform, fully Shariah-compliant.
Virtual Accounts
Issue Islamic virtual accounts to your users. Multi-currency, instant issuance, full ledger control.
Card Issuing
Issue Shariah-compliant debit and prepaid cards. Physical and virtual, white-labeled to your brand.
Instant Payments
Real-time payment rails for domestic and cross-border transfers with full Shariah compliance.
Financing APIs
Embed Murabaha and Ijara financing into your platform. Pre-built underwriting and servicing.
KYC & Compliance
Built-in identity verification, AML screening, and Shariah compliance checks.
FX & Treasury
Shariah-compliant foreign exchange and treasury management for multi-currency operations.
Built for Every Use Case
From neobanks to marketplaces, FinStack powers the next generation of Islamic fintech products.
Neobanks
Launch a full-featured Islamic digital bank in weeks, not years.
Marketplaces
Embed payments and financing for buyers and sellers.
HR Platforms
Offer payroll, expense cards, and earned wage access.
E-commerce
Add Islamic BNPL and payment acceptance to your checkout.
Enterprise-Grade Compliance
FinStack is built for regulated use cases. Every API call is logged, auditable, and designed to meet the strictest regulatory requirements.
- SOC 2 Type II certified
- PCI DSS Level 1 compliant
- AAOIFI Shariah standards
- GDPR and data residency controls
Certified
SOC 2 | PCI DSS
Infrastructure powered by
105 specialized rails for Shariah-native financial operations