This is a demonstration portal powered by Islamic Open Financeā„¢ infrastructure

FinStack

Islamic Embedded Finance Platform

Developer-First Platform

Embed Islamic Finance Into Any Product

Banking-as-a-Service APIs that are Shariah-compliant by design. Launch accounts, cards, payments, and financing with just a few lines of code.

finstack-api.js
// Create a virtual account
const account = await finstack.accounts.create({
  type: 'virtual',
  currency: 'USD',
  owner: {
    type: 'individual',
    kyc_id: 'kyc_abc123'
  },
  metadata: {
    external_id: 'user_456'
  }
});

// Returns: { id: 'acc_xyz789', iban: '...', status: 'active' }

50+

API Endpoints

99.99%

Uptime SLA

<50ms

API Latency

15+

Countries

Complete Financial Infrastructure

Everything you need to embed Islamic banking and payments into your product. All APIs, one platform, fully Shariah-compliant.

Core API

Virtual Accounts

Issue Islamic virtual accounts to your users. Multi-currency, instant issuance, full ledger control.

Cards API

Card Issuing

Issue Shariah-compliant debit and prepaid cards. Physical and virtual, white-labeled to your brand.

Payments API

Instant Payments

Real-time payment rails for domestic and cross-border transfers with full Shariah compliance.

Lending API

Financing APIs

Embed Murabaha and Ijara financing into your platform. Pre-built underwriting and servicing.

Compliance API

KYC & Compliance

Built-in identity verification, AML screening, and Shariah compliance checks.

FX API

FX & Treasury

Shariah-compliant foreign exchange and treasury management for multi-currency operations.

Built for Every Use Case

From neobanks to marketplaces, FinStack powers the next generation of Islamic fintech products.

Neobanks

Launch a full-featured Islamic digital bank in weeks, not years.

Marketplaces

Embed payments and financing for buyers and sellers.

HR Platforms

Offer payroll, expense cards, and earned wage access.

E-commerce

Add Islamic BNPL and payment acceptance to your checkout.

Enterprise-Grade Compliance

FinStack is built for regulated use cases. Every API call is logged, auditable, and designed to meet the strictest regulatory requirements.

  • SOC 2 Type II certified
  • PCI DSS Level 1 compliant
  • AAOIFI Shariah standards
  • GDPR and data residency controls

Certified

SOC 2 | PCI DSS

Infrastructure powered by

Islamic Open Financeā„¢

29 specialized rails for Shariah-native financial operations